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NMB Ujyalo Pension Bachat Khata is a unique pension savings product variant targeted to the pensioners of energy sectors in order to encourage them toward savings and to provide value based banking.


  • Pensioners from Energy sectors and entities who are not covered by other products.


  • Completely filled Personal Account Opening Form
  • Copy of Citizenship Certificate
  • One passport size photograph
  • Product Declaration
  • Pension Card


  • Minimum Balance: Nil
  • Interest Rates: Click here to check the interest rate 

*Insurance Facility for 5 years : Coverage up to:

NPR. 10 Lakh Accidental Death and Permanent Total Disability Insurance

NPR. 10 Lakh 18 Critical Illness Insurance

NPR. 1 Lakh Medical Insurance (80K- Hospitalization and 20K-Domiciliary)

  • Free issuance/renewal of NMB Delight Card, NMB Omni channel banking, NMB Platinum Credit Card (for officers and above only) or Normal Credit Card - for 1st 5 years
  • Free Issuance/renewal of Dollar Card, Prepaid Dollar card and Virtual Dollar Card - for 1st 5 years
  • Free Prepaid Dollar Card – Top up Charge - for 1st 5 years
  • Free Fund Transfer Facility up to 30 transactions per month-NMB Omni Channel (for 1st 5 years)
  • Free Demat- Issuance/Renewal (for 1st  5 years)
  • Free Mero Share- (for 1st  5 years)
  • Free ASBA 
  • Portfolio Management Service 50% Discount (Yearly Asset Management Fee)
  • Free Issuance of Balance Certificate/Good for Payment Cheques (for 1st 5 years)
  • 100% waiver on Safety Locker Deposit margin (subject to availability)
  • 50% waiver on Annual Locker Charge (subject to availability) 1st 5 years only
  • FCY rebate 20p – FCY buying (on published rate)
  • Facility of Recurring Deposit, with term life facility of up to 10 times of monthly committed RD Packet, and with Term Life Insurance facility of up to NPR. 25 Lakhs

*Insurance Modality:

  • In case of GPA and Critical Illness, 4-times of monthly average balance or up to NPR 1 Million whichever is lower
  • In case of Medical Insurance Coverage, ¼th times of monthly average balance or up to NPR 1 Lakh whichever is lower


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