Overview
Sustainability and value based banking is one of the driving factor for NMB bank, it is with this view point NMB bank has introduced “NMB Ujyalo Pariwar Bachat Khata”-a savings product variant which is targeted to the one house family members of the pensioners of energy sectors.
Eligibility
- One house family members of “NMB Ujyalo Pension Bachat Khata” account holders (Up to 5 family members of each pension account holders)
Documentation
- Completely filled Personal Account Opening Form
- Copy of Citizenship Certificate
- One passport size photograph
- Product Declaration
- Pension Card of the immediate pensioners
- Appropriate relationship verifying documents with the pensioners
Features
- Minimum Balance: Nil
- Interest Rates:
- *Insurance Facility for 5 years (Up to 5 family members of each pension account holders): Coverage up to:
- NPR. 10 Lakh Accidental Death and Permanent Total Disability Insurance
- NPR. 10 Lakh 18 Critical Illness Insurance
- NPR. 1 Lakh Medical Insurance (80K- Hospitalization and 20K-Domiciliary)
- Free issuance/renewal of NMB Delight Debit Card for 1st 3 years
- Free issuance/renewal of Omni-channel banking for 1st 3 years
- Free issuance/renewal of NMB credit card for 1st 3 years
- Free interbank fund transfer for 3 years
- DEMAT – Free issuance/renewal for 1st 3 years
- Mero Share- Free for 1st 3 years
- Free ASBA
- Discounted rates on all “Sahuliyat Purna Karja”.
- Free link to NMB Recurring Deposit (NMB Mero Kramik Khata) for higher returns under recurring deposit plan
*Insurance Modality:
- In case of GPA and Critical Illness, 4-times of monthly average balance or up to NPR 1 Million whichever is lower
- In case of medical insurance coverage, 1/4th times of monthly average balance or up-to NPR. 100,000, whichever is lower
