Overview
It is a flexible & specially designed product having unique features like longer tenure, attractive interest rate, simple & speedy processing, which shall accommodate immediate financial needs of our valued customers.
Eligibility
| S.N | Age | 25-65 years |
|---|---|---|
| 1. | Profession |
|
| 2. | Nationality | Nepali |
| 3. | Gender | All gender |
| 4. | Title of the property must be in the name of the borrower or his/her spouse/parents/children. |
Documentation
- Photograph (2 copies each)
- Citizenship and/or Passport
- Relationship Certificate (if applicable)
- Bank (deposit & loan) account statement of at least 6 months
- Firm/Company Registration Certificate (if applicable)
- PAN/VAT Certificate (If applicable)
- Article of Association (AOA) and Memorandum of Association (MOA) (if applicable)
- Partnership Deed (if applicable)
- PAN Certificate of the individual
- Location Map (Residence & Office)
Income Source
- Salary certificate
- Rental income
- Audited financials of last 2 fiscal years (For business income) Pension document
- Copy of renewed/valid blue book of commercial vehicle along with route permit (For commercial vehicle income)
- Salary certificate, work permit, valid passport with visa, pay slip and/or bank account statement (For foreign employment income)
- Latest tax paid receipt or tax clearance certificate for all income (where ever applicable)
Features
- Competitive interest rate and service charge
- Prompt processing
- Flexible loan tenure resulting in less EMI burden
- Loan Processing from wide range of branch networks
