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Overview

It is a flexible & specially designed product having unique features like longer tenure, attractive interest rate, simple & speedy processing, which shall accommodate immediate financial needs of our valued customers.

Digital Retail Loan Application - Apply Now

Eligibility

S.NAge25-65 years
1.Profession
  • Salaried individuals 
  • Remittance Income Holder
  • Self-employed professionals
  • Businessmen
2.NationalityNepali
3.GenderAll gender
4.Title of the property must be in the name of the borrower or his/her spouse/parents/children.

Documentation

  • Photograph (2 copies each)
  • Citizenship and/or Passport
  • Relationship Certificate (if applicable)
  • Bank (deposit & loan) account statement of at least 6 months
  • Firm/Company Registration Certificate (if applicable)
  • PAN/VAT Certificate (If applicable)
  • Article of Association (AOA) and Memorandum of Association (MOA) (if applicable)
  • Partnership Deed (if applicable)
  • PAN Certificate of the individual
  • Location Map (Residence & Office)

Income Source

  • Salary certificate
  • Rental income
  • Audited financials of last 2 fiscal years (For business income) Pension document
  • Copy of renewed/valid blue book of commercial vehicle along with route permit (For commercial vehicle income)
  • Salary certificate, work permit, valid passport with visa, pay slip and/or bank account statement (For foreign employment income)
  • Latest tax paid receipt or tax clearance certificate for all income (where ever applicable)

Features

  • Competitive interest rate and service charge
  • Prompt processing
  • Flexible loan tenure resulting in less EMI burden
  • Loan Processing from wide range of branch networks

FAQ

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